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Whether you’re looking for a traditional savings plan, a high-rate flexible account, or you want to lock in a guaranteed return, SCU has the savings options that help your money grow.  


  • No hidden fees or transaction charges
  • Reasonable & affordable interest rates
  • Repayment terms to suit you
  • No penalty on early repayement
  • Additional Lump Sum repayments


15 Out Loan

Seychelles Credit Union is pleased to launch its new loan product for the occasion of the traditional 15th August Celebration. The ‘’15 OUT’’ loan will be offered by all branches of SCU on Mahe, Praslin, & La Digue during the period 1st – 15th August of each year.

As a Member, you are eligible to:

  • Financing of up to Scr 7500.00
  • Interest rates at 15% per annum on a reducing balance basis
  • Up to 12 Months to repay the Loan

Please note that eligibility is also subject to:

  • 10% cash collateral frozen from borrower’s shares and/or savings accounts
  • Proof of monthly salary or income

For more information on the terms & conditions of this product, please contact us or pay us a visit at any one of our branches.


We can help you choose a repayment plan which suits you best

If your circumstances change and you want to alter your repayement plan, SCU is there to help you. You can repay your loan in full, at any time, without any penalty charger.